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New Usage-Based Insurance and Driving Score Help Hyundai Customers Save Money

  • Hyundai Blue Link® program connects Hyundai drivers with Usage-Based Insurance (UBI) programs from leading insurers for potential savings through the Verisk Data Exchange™i

  • Personalized pricing is based upon individual driving behaviors and patterns, a fast-growing and innovative way of calculating auto insurance premiums

  • Driver feedback tools help promote safe and more efficient driving

Hyundai Motor America introduces the Usage Based Insurance (UBI) program and Driving Scoreii to promote safe and efficient driving habits and potentially save owners hundreds of dollars on their auto insurance. Through leading global data analytic provider, Verisk (Nasdaq:VRSK), Hyundai drivers are now able to share their driving behavior habits with insurers to potentially receive discounts and lower insurance premiums – which is especially important to younger shoppers looking at models such as the all-new Hyundai Elantra and Tucson. UBI and the Driving Score are now live on

"As demand for more transparent auto insurance pricing grows, usage-based insurance is a powerful way for Hyundai drivers to have greater control over their insurance costs," said Manish Mehrotra, executive director, Digital Business Planning and Connected Operations, Hyundai Motor North America. "Providing our drivers with engaging tools that can promote safer driving habits and unlock new insurance discounts is awesome. Our owners expect this kind of technology and want to pay the right amount. No one wants to pay more than they actually should."

How It Works

To promote safe driving, Hyundai drivers can now access a new Driving Scoreiii tool, available through Hyundai Blue Link and powered by Verisk's analytics. The new feature provides a personalized Driving Score and helpful safe driving recommendations. Verisk has developed these insights through an extensive examination of key driving characteristics that have a proven correlation with insurance losses, including smooth driving, speed responsibility, driving time of day, consistent driving and time behind the wheel.

The Driving Score (calculated each week) ranges from 0-100, worst-to-best. Tips are provided on for owners to improve their driving habits, become safer drivers, increase fuel economy, and improve their driving scores. For example, a driver could improve their score by braking smoothly, less late night driving and accelerating gently.

Drivers of Blue Link connected Hyundai vehicles can share their driving habits to potentially earn instant behavior-based premium discounts from some of the top U.S. auto insurers that connect to the Verisk Data Exchange™. The Exchange is one of the largest of its kind with more than 240 billion miles of driving data from consenting drivers. Hyundai owner consent is required to provide data to the Exchange or individual insurers, and they can opt out at any time.iv

"The Verisk Data Exchange was built to make usage-based insurance easier and more accessible," said Karthik Balakrishnan, senior vice president and general manager of Verisk's telematics business. "Hyundai shares this vision and together, we look forward to this new collaboration and its many benefits for consumers as well as auto insurers."

The Verisk Data Exchange empowers auto insurers to access the behavioral information they need to calculate discounts instantly during the quoting process through two leading point of sale solutions, the Verisk Driving Score™ and Verisk Driving Data™. Using advanced analytics and data refinement capabilities, insurers benefit from turnkey access to Hyundai telemetry to support UBI product development and growth. Numerous auto insurers have already connected to the Verisk Data Exchange™, including three of the ten largest U.S. carriers.

Verisk Data Exchange

The Verisk Data Exchange is a leading Internet of Things (IoT) platform, helping personal and commercial line insurers to harness the power of data from the connected world. The Exchange works with numerous automotive and property-based data sources, applying artificial intelligence and advanced analytics to generate insights that enable superior decision-making across the life cycle of insurers' telematics programs. With over 7.6 million vehicles and 240 billion miles of driving data, the Exchange is one of the largest of its kind and continues to grow by over 200,000 new vehicles every month.

Hyundai Blue Link

Blue Link connected car services are now available on the entire Hyundai lineup (2018 model year and newer). Equipped models include three years of complimentary Blue Link services, with enhanced safety, diagnostic, remote, and voice guidance services. Blue Link brings connectivity directly into the car with technologies like Remote Start with Climate Control, Remote Door Lock/Unlock, Car Finder, Enhanced Roadside Assistance, and Stolen Vehicle Recovery. Blue Link features can be accessed via buttons on the rearview mirror, the web portal, the MyHyundai with Blue Link smartphone app, the Amazon® Alexa Blue Link skill, and the Blue Link Google Assistant app. Some features can also be controlled via WearOS™ by Google and Apple Watch™ smartwatch apps.


Verisk (Nasdaq:VRSK) provides predictive analytics and decision-support solutions to customers in the insurance, energy and specialized markets, and financial services industries. More than 70 percent of the FORTUNE 100 relies on the company's advanced technologies to manage risks, make better decisions and improve operating efficiency. The company's analytic solutions address insurance underwriting and claims, fraud, regulatory compliance, natural resources, catastrophes, economic forecasting, geopolitical risks, as well as environmental, social, and governance (ESG) matters. Celebrating its 50th anniversary, the company continues to make the world better, safer and stronger, and fosters an inclusive and diverse culture where all team members feel they belong. With more than 100 offices in nearly 35 countries, Verisk consistently earns certification by Great Place to Work. For more:, LinkedIn, Twitter, Facebook, and YouTube.

Hyundai Motor America

At Hyundai Motor America, we believe everyone deserves better. From the way we design and build our cars to the way we treat the people who drive them, making things better is at the heart of everything we do. Hyundai's technology-rich product lineup of cars, SUVs and alternative-powered electric and fuel cell vehicles is backed by Hyundai Assurance—our promise to create a better experience for customers. Hyundai vehicles are sold and serviced through more than 820 dealerships nationwide and nearly half of those sold in the U.S. are built at Hyundai Motor Manufacturing Alabama. Hyundai Motor America is headquartered in Fountain Valley, California, and is a subsidiary of Hyundai Motor Company of Korea.


SOURCE: Hyundai Motor America

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